This fees and credits policy (the “Fees and Credits Policy”) applies to the Panoramic Business Solutions website located at www.panoramicbusinesssolutions.com, and all associated sites linked to www.panoramicbusinesssolutions.com by Panoramic Business Solutions, LLC, its subsidiaries and affiliates (those sites, the “Site”). The Site is owned by Panoramic Business Solutions, LLC (“Panoramic Business Solutions”). The Fees and Credits Policy also incorporates by reference the Terms of Use, the Licensing Agreement and the Privacy Policy also available at the Site. BY USING THE SITE, YOU AGREE TO THE Privacy Policy. IF YOU DISAGREE WITH THE Privacy Policy, DO NOT USE THIS SITE.

Panoramic Business Solutions reserves the right, to change, modify, add or remove portions of this fees and credit policy, at any time and at its sole discretion. You are responsible for periodically reviewing the fees and credit policy for changes.  By continuing to use the Site, you accept any changes at the time they are implemented.

Posted Prices

All posted prices on the Site are subject to change without notice.

Return Policy

Panoramic Business Solutions’ goal is to ensure complete satisfaction with all customer purchases.  If you are unsatisfied with your purchase for any reason you may discontinue use of the product you purchased. No refunds will be issued at the time of cancellation.


Under limited circumstances, Panoramic Business Solutions may refund the purchase price or a portion of the purchase price for Services or Products purchased from the Site.

It is your responsibility to promptly inform Panoramic Business Solutions that you are canceling a purchase according to the terms of this Section. Panoramic Business Solutions is not required to accommodate Customers who attempt to cancel a purchase or request refunds if the provisions of this Section are not followed.

Customers must notify Panoramic Business Solutions in writing of a cancellation within 48 hours of a purchase through the Site. If such timely notification is given, Panoramic Business Solutions will consider the refund request and void, reverse, or credit the charges on such purchase.


Service Modification

In an ongoing effort to provide better service Panoramic Business Solutions may, from time to time, modify the products and services offered through the Site. You are not entitled to a refund because of such a modification.

Affiliate or Third Party Access

If you use the Site through an Affiliate Publisher or Third Party, your only recourse is through that party. You will not receive any refund from Panoramic Business Solutions.

Cancellation Policy

You may cancel your order at any time and for any reason.  Your refund requests relating to cancellation must be made in writing within 48 hours of the cancelled service.  All refunds will be governed by the refund policy above.


Please report any violation of this Fees and Credit Policy to Panoramic Business Solutions.

The information contained in this Site is subject to change without notice.

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