Should You Use Personal Savings To Start A Business?

Should You Use Personal Savings To Start A Business

Over the past month, we’ve covered a number of ways you can find money to either start or grow your business ventures, but there is one method that comes up a lot in business conversations: Should personal savings be used to start a business? The answer is complicated. Using savings to start your business can […]

6 Rules for Borrowing From the Bank of Family & Friends

6 Rules for Borrowing From The Bank of Family and Friends

Over the past couple of weeks, I’ve covered some of the options available to new business owners when it comes to funding a new business venture. Among all of the options available, borrowing money from friends and family probably ranks as the most common way new businesses are funded. For many entrepreneurs, it can seem […]

Venture Capital: A Funding Source For Rapidly Growing Companies

Venture Capital: A Funding Source For Rapidly Growing Companies

If you’re like a lot of new business owners, you are probably busy reading every bit of business advice you can get your hands on. You are also probably always on the lookout for funding. Many business magazines and online articles talk a lot about companies gaining funding through venture capital firms, but for those […]

4 Tips for Getting a Business Loan

How to get a business loan

Business loans are among the most common ways small companies opt to finance their operations. But actually getting a loan can sometimes be tricky – you generally can’t just waltz into a bank and expect to walk out with hundreds of thousands of dollars for you company. There are rules to be followed, and you […]

Grow Your Very Own Money Tree

Grow Your Very Own Money Tree

You have a great idea that’s been mulling around in your brain for a while. After discussing it with friends and family, you have started to think that it could actually work – you could have a successful business on your hands, if you work for it. You’ve thought everything out, writing down ideas, and […]

Happiness, Productivity, and Your Bottom Line

Happiness, Productivity, and Your Bottom Line

While the focus of most of my blogs on Panoramic is of a financial nature, I’m also interested in how certain behaviors and habits can have an effect on the success of a business. Business owners have to learn so much in a short period of time – they are expected to be leaders, team […]

How Much Should I Spend on Marketing?

How Much Should I Spend on Marketing

How much should you spend on marketing as a new business? This is a question I’m asked on a regular basis, and like so many other questions, the answer is: It depends. As with a lot of the topics I discuss on my site, there is a lot more to this question beyond just a […]

Tips for Finding a Small Business Accountant

Tips for Finding the Right Small Business Accountant

It’s a brand new year, and a lot of part-time entrepreneurs are officially ready to make the leap into running their own business as a full-time endeavor. One of the first things you should do as a new business owner (or as an existing business owner, if you haven’t already) is find an accountant. “But […]

Celebrating Your Success

Celebrating Your Success

Another year is wrapping up, and while we tend to focus on all of the parts of our business that we could improve, it’s so important to also take the time to appreciate the successes we’ve had over the past year. Here in Birmingham, we recently had some very severe weather, including tornados that left […]

6 Rules for Maintaining Your Motivation in 2016

6 Rules for Maintaining Your Motivation in 2016

Yesterday, I posted an article to the Panoramic Facebook page about why business owners want to consistently operate at 200%, but routinely find themselves falling behind. It can be incredibly hard to take the time to step back and give yourself down time, but the reality is that even though you are responsible for the […]