6 Rules for Borrowing From the Bank of Family & Friends

6 Rules for Borrowing From The Bank of Family and Friends

Over the past couple of weeks, I’ve covered some of the options available to new business owners when it comes to funding a new business venture. Among all of the options available, borrowing money from friends and family probably ranks as the most common way new businesses are funded. For many entrepreneurs, it can seem […]

Quiz Time: Are You An Accounting Ace?

I’ve covered a lot of information here on the Panoramic blog over the past few weeks, all of it related to tips and tricks for developing a great accounting routine. Having your ducks in a row when it comes to managing your money is so important for the financial welfare of your business – you […]

7 Accounting Mistakes We All Make

7 Accounting Mistakes We All Make

Whether you’ve just started your business, or you’ve been up and running for some time, accounting mistakes can happen. Let’s face it – as a business owner, you get busy, and accounting can sometimes be the last thing on your mind. But the mistakes listed below are so common, that I can’t resist pointing them […]

10 Savvy Websites for Business Savings Inspiration

10 Business Savings Websites

I love that we live in an age of technology where information is readily available at your fingertips with only a few clicks! It’s easier than ever to find great financial resources for small businesses, and when it comes to saving money, it’s even better to find websites that provide insight and motivation to help […]

Pinching Pennies: How to Lower Your Business Costs

Pinching Pennies: How to Lower Your Business Costs

Over the past couple of weeks, I’ve talked about the importance of saving money as part of a smart financial strategy for your business. In addition to opening a savings account and setting aside money for emergencies, you can also pinch pennies when it comes to everyday business costs. Now, I’m not talking about being […]

Easy Ways to Start Your Small Business Savings

How to Start Your Small Business Savings

Last week, I discussed how important it was to prioritize savings as a small business. Trust me…you don’t want to find yourself in a situation where you are short on cash if you can avoid it, and having a savings account will go a long way towards helping you out if emergencies happen. But telling […]

Savings…Not Just For Personal Finance

Small Business Savings

A lot of questions have come up recently regarding whether or not it’s important for small businesses to have a savings account. The short answer: Yes, having a savings account for your business is important. It seems like a no-brainer, but for some reason, business owners think that having a personal savings account is enough. […]

The Tale of the Runaway Payables

The Tale of the Runaway Payables

Sharon, a small business owner, loves her company. She’s been in business for a few years, but hit a rough patch recently where her incoming business slowed down, leaving her with decreased cash flow. Bills started to pile up, and when she couldn’t pay her vendors on time, things started to get bad. Sharon avoided […]

Avoiding the Horrors of the Late Client Payment

Avoiding the Horrors of the Late Client Payment

We’ve all been there…a great project comes along. It’s big, filled with challenges that will stretch your skills and the promise of a big payoff. You work hard, put your best foot forward, and create a final product that you’re very proud of. You send the invoice, ready to be rewarded for your hard work…and […]