Should You Use Personal Savings To Start A Business?

Should You Use Personal Savings To Start A Business

Over the past month, we’ve covered a number of ways you can find money to either start or grow your business ventures, but there is one method that comes up a lot in business conversations: Should personal savings be used to start a business? The answer is complicated. Using savings to start your business can […]

6 Rules for Borrowing From the Bank of Family & Friends

6 Rules for Borrowing From The Bank of Family and Friends

Over the past couple of weeks, I’ve covered some of the options available to new business owners when it comes to funding a new business venture. Among all of the options available, borrowing money from friends and family probably ranks as the most common way new businesses are funded. For many entrepreneurs, it can seem […]

Venture Capital: A Funding Source For Rapidly Growing Companies

Venture Capital: A Funding Source For Rapidly Growing Companies

If you’re like a lot of new business owners, you are probably busy reading every bit of business advice you can get your hands on. You are also probably always on the lookout for funding. Many business magazines and online articles talk a lot about companies gaining funding through venture capital firms, but for those […]

4 Tips for Getting a Business Loan

How to get a business loan

Business loans are among the most common ways small companies opt to finance their operations. But actually getting a loan can sometimes be tricky – you generally can’t just waltz into a bank and expect to walk out with hundreds of thousands of dollars for you company. There are rules to be followed, and you […]

Grow Your Very Own Money Tree

Grow Your Very Own Money Tree

You have a great idea that’s been mulling around in your brain for a while. After discussing it with friends and family, you have started to think that it could actually work – you could have a successful business on your hands, if you work for it. You’ve thought everything out, writing down ideas, and […]

Quick Motivation For Days When You Have None

Quick Motivation For Days When You Have None

Let’s face it – there are days when you just wake up, and your brain immediately says, “No, I’m sleepy. Let’s sleep today.” The reality of being a small business owner is that you cannot give into this temptation…well, at least most of the time. Even if you want to spend the day in your […]

Improve Your Productivity By Working Less (Yes, Really)

Improve Your Productivity By Working Less (Yes, Really)

We entrepreneurs like to work. A lot. We are building our dreams, and tend to put 100% of our energy into the endeavor. We feel like we can do everything, so we go all in – running every aspect of our business even if that means working 15 hour days, 7 days a week. We […]

10 Tips to Make Productivity Work For You

10 Productivity Tips

Let’s face it – there are endless articles out there telling you what you need to do to stay productive. There is a lot of great advice available, but from personal experience I can tell you it is easy to become less productive by becoming obsessed with the ‘right way’ to structure your day. When […]

Happiness, Productivity, and Your Bottom Line

Happiness, Productivity, and Your Bottom Line

While the focus of most of my blogs on Panoramic is of a financial nature, I’m also interested in how certain behaviors and habits can have an effect on the success of a business. Business owners have to learn so much in a short period of time – they are expected to be leaders, team […]

Help! I Waited Until The Last Minute To File My Taxes!

Paying Taxes on Time

If you’re reading this two weeks prior to April 15th, and you haven’t at least started the process of filing your taxes, I’m officially giving you the disappointed mom look. You really shouldn’t wait until the last minute to file your taxes. Not only does it make the entire process more stressful for you and […]